North Carolina Down Payment Assistance · Cornerstone First Mortgage · NMLS #173855Call Mike Certo · (480) 296-6513
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Talk to Mike About Your North Carolina Down Payment Options

A free 20-minute call, no obligation and no pressure. Tell Mike your county, your credit ballpark, and whether you have owned before or served, and he will tell you which NCHFA option, the 3% or the $15,000, is bigger for you.

Reach Mike directly

  • Phone: (480) 296-6513
  • Email: mcerto@cfmtg.com
  • Lender: Cornerstone First Mortgage, NMLS #173855
  • Mike Certo, Branch Manager, NMLS #260555
  • Serving: North Carolina statewide, Charlotte, Raleigh, Greensboro, Fayetteville, Asheville, and every county

Prefer to read first? How NC Home Advantage works or check the eligibility and income limit.

No commitment · no credit pull on the first call · no salesy follow-up.

Start your NC options

Tell us your county, credit range, and price target, and we’ll map your North Carolina path in a no-pressure 20-minute call. No obligation.